RTGS, NEFT, IMPS and UPI Transaction in hindi

What is RTGS, NEFT, IMPS and UPI 

Hello friends welcome all of you on this blog,

Friends have heard names like RTGS, NEFT, IMPS etc. but what is this is called use, few people will know

So stay friends, I am sharing information related to you on this blog Hope you will enjoy this article.

Friends, when a person transfers money from one bank to another, then the transfer money is made by NEFT, RTGS, IMPS

First of all, know about NEFT.

NEFT-national electronic fund transefer

These were made in 2005 and those who made it used to use their brains, that is, as much as they had the resources and the server or related things, they thought that someone from one bank to another To transfer money, how often will it and how many times our servers have to work then these people thought that they should make a bunch of these things then these people Made the bunch of transactions in one hour and gave it to the computer and the computer converted it to a digital form.

That is why NEFT transactions take 2-4 hours because when these people created it from their resources and servers, according to them these people thought it would be right to make a good bunch from one transaction because when hundred, two hundred, Five hundred transit bunches will be made, the transaction will be easy and the transit will continue in half an hour and all this happens in the digital form itself. Survivors of Utter’s Rescue

The timing of NEFT is also from 8 AM to 6:30 PM.

This means their transaction takes place only in their working hours.

RTGS-Real Time Gross settlement

If a person wanted to transact more than 2 lakh paisa, then at that time it seemed to be more than that, then after that he created RTGS in the same year 2005.

And the RTGS keeps the account holders’ money in real time.

Like nEFT, this transaction is only in the working hour.

IMPS-Immediate Payment Service

IMPS also works like RTGS, but its working hour is 24 hours i.e., whatever money you have by IMPS, any time you can exchange money with it.

And the special thing about IMPS is that no holidays or banking related holidays do not matter to it.

IMPS has not been created by the bankers, it is made by NPCI (National Payments Corporation of India) which means that whatever RTGS, NEFT, IMPS, all these bosses are NPCI.

IMPS launched in 2010

In the IMPS, NEFT, RTGS transaction, the first beneficiary has to fill the full details, then activates in 4-5 hours or more, after which the payment is transferred.

The time here seems to be more because whenever you add a new beneficiary so that if someone wrongly hacked your account details by filling your account details, then you should get a notification, it is not that there is no manual sitting Because the name you gave the given number is all or not, all this is done by the system, so the waiting and bending period was created and it was created so that you do not get hacked. Received to

All this is an update from 2010. Then came the UPI.

UPI-Unified Payment interface

UPI does not have to fill any details of any person’s account number, IFSC code, name

Here you can create an ID from your account by creating an ID

Whatever the payment will be on your ID, and that ID is transmitted to the real time by IMPS in the real time.

And here NPCI manages all things

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